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CFPB announces financial law task force

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The CFPB on Friday announced that it is assembling a taskforce to examine ways to harmonize and modernize federal consumer financial laws. The taskforce – reporting to CFPB Director Kathy Kraninger – will recommend ways to improve and strengthen consumer financial laws and regulations.“An objective and independent evaluation of our current regulatory framework to identify where there may be gaps or where regulation should be simplified or modernized is needed to help us more effectively carry out our mission of protecting consumers,” said Kraninger in a statement.  “As we work to set up the taskforce, we encourage interested individuals to apply to be considered to be part of the taskforce.”The taskforce, inspired by an earlier commission established under the Consumer Credit Protection Act in 1968, will also work to update laws in efforts to help consumers better understand markets, products, and potential conflicts or inconsistencies in existing regulation. continue reading »last_img read more

Here’s where the jobs are for October 2020 — in one chart

first_imgThe U.S. economy added more jobs than expected in October and the unemployment rate fell sharply even as Americans continue to grapple with Covid-19 and its dampening impact on business.The Labor Department reported Friday that nonfarm payrolls increased by 638,000 and the unemployment rate was at 6.9%, both better than expectations of 530,000 jobs added and an unemployment rate of 7.7%.- Advertisement – The professional and business services sector was a bright spot in October with a net addition of 208,000 jobs. The government said about half of that gain was thanks to the hiring of temporary help workers.Employment also increased in services to buildings and dwellings (+19,000), computer systems design and related services (+16,000), and management and technical consulting services (+15,000).“Notable job gains occurred over the month in leisure and hospitality, professional and business services, retail trade, and construction,” the government said in a release.“Retail trade added 104,000 jobs, with almost one-third of the gain in electronics and appliance stores (+31,000),” the Labor Department added. “Employment also rose in motor vehicle and parts dealers (+23,000), furniture and home furnishings stores (+14,000), clothing and clothing accessories stores (+13,000), general merchandise stores (+10,000), and nonstore retailers (+9,000).”— CNBC’s Nate Rattner and Crystal Mercedes contributed reporting. The sector, which added 271,000 jobs last month, saw about 80% of that growth from restaurants and bars that rehired workers even as the U.S. set records for new daily Covid-19 infections. Despite the labor market’s stronger October, employment was below its February level by 10.1 million, or 6.6%.- Advertisement – – Advertisement – While much of the month’s upside came from the food service industry, some of the largest losses came from the public sector. Government employment fell by 268,000 across federal, state and local levels.Government hiring has been choppy in recent months thanks to a combination of volatility in federal hiring for the 2020 Census as well as weak demand for workers at public schools and universities.On the federal level, the Labor Department said government employment decreased by 138,000 thanks to a loss of 147,000 temporary 2020 Census workers. On the state and local levels, education employment fell by 61,400 and 97,800, respectively. CNBC studied the net changes by industry for October jobs based on data contained in the employment report.The leisure and hospitality industry continued its rebound after the coronavirus and efforts to contain its spread walloped spending at restaurants, hotels and bars earlier in the year. – Advertisement –last_img read more

Donors pledge $406 million to fight avian flu

first_imgDec 7, 2007 (CIDRAP News) – International donors at this week’s New Delhi conference on avian and pandemic influenza pledged about $406 million, including $195 million from the United States, to fight H5N1 avian flu, according to news reports.The latest pledges will bring the total promised by donors and multilateral development banks (MDBs) in the past 2 years to about $2.7 billion. A report released last week by the United Nations and the World Bank said a total of about $2.3 billion was pledged at conferences in Beijing in January 2006 and in Bamako, Mali, in December 2006.When the New Delhi conference opened Dec 4, the World Bank predicted a need for $1.2 billion to help countries battle avian flu over the next 2 to 3 years, according to a Dec 6 report by Agence France-Presse (AFP).Peter Harrold, acting vice president of the World Bank, called the new pledges a “very encouraging response,” AFP reported. “There is still a gap, but this is more than what we had anticipated,” he said.The United States had previously pledged $434 million to the avian flu fight. In New Delhi, US officials promised another $195 million, raising the total to $629 million, according to a Dec 6 Reuters report.More than $1 billion paid out Of the $2.3 billion previously pledged for the avian flu battle, $1.7 billion (72%) has been committed and more than $1 billion (43%) has been paid out, according to the UN–World Bank report, which was released Nov 29 in advance of the conference. About $600 million remained uncommitted as of the end of June.The report says the original $2.3 billion included $1.326 billion in grants from various donors, including the European Commission, and $983 million from MDBs, mostly in loans.Of the grant money, all but $57 million had been committed by the end of June, and 74% of the committed funds have been paid out, the report says. Of the committed funds, $282 million is going to countries, $433 million to international organizations, $206 million to regional organizations, and $333 million to other recipients.More than half of the mostly loan money pledged by MDBs—$592 million out of $983 million—had not yet been committed as of the end of June, according to the report. The reasons, it says, include the time it takes to prepare “integrated country programs” and the preference of developing countries to use grants rather than loans to finance their integrated programs.Fifty-six percent of the country-specific money committed so far is going to East Asia and South Asia, the report states. Another 24% is for Europe and Central Asia, with countries in Africa and the Middle East getting 18%. Latin America and the Caribbean are receiving only 2%.This week’s meeting, called the New Delhi International Ministerial Conference on Avian and Pandemic Influenza, drew more than 600 officials from over 100 countries and a number of international organizations, according to AFP.Long-term efforts neededA major theme of the conference, as well as of the UN-World Bank report, was the need to shift from focusing on emergency responses to avian flu to developing medium- and long-term strategies to deal with H5N1 and the threat of a human flu pandemic, according to news reports.The UN report says many countries have improved their responses to avian flu in the past year, but the disease remains entrenched in several countries and the threat of a pandemic is the same now as it was in mid 2005, when it became a high-profile issue.John E. Lange, who headed the US delegation to the conference, said in a Dec 4 speech there, “While we have made progress in the years since the virus first appeared, we now need to shift some of our efforts from the ’emergency’ phase of identifying and dealing with avian outbreaks to a greater emphasis on long-term capacity-building to improve both animal and human health systems as they relate to the H5N1 avian influenza virus and other emerging and reemerging infectious and zoonotic diseases.”Lange also touched on the dispute with Indonesia over the sharing of H5N1 virus samples, though he didn’t name the country. “We call on all countries to share virus samples freely, without encumbrances, for the benefit of global health,” he said.Maintaining that H5N1 isolates provided by developing countries are used to make vaccines those countries can’t afford, Indonesia has shared very few samples with the World Health Organization over the past year.India praised for compensation programIn other news from the conference, India was praised for its “swift, fair and efficient” compensation of poultry owners whose birds were culled because of outbreaks in 2006 and 2007, according to a Dec 5 report from the Times of India.David Nabbaro, the UN’s senior influenza coordinator, was quoted as saying, “India’s philosophy to compensate quickly and fairly at the district level is commendable. That’s why farmers came out in the open and declared when their birds died.”Indian Health Minister A. Ramadoss said the government paid about $19.5 million in compensation in 2006 and $2.2 million in 2007, according to the Times. Indian officials said the government paid poultry owners the market value of their birds.The UN–World Bank report said that in a survey, 66% of countries reported having prepared plans for compensating poultry owners for culled birds, but legislation and administrative procedures lag behind.Other findings cited in the report:144 countries have prepared an avian flu plan, a pandemic plan, or an integrated plan for both threats27% of countries said they have no capacity to detect and confirm human H5n1 cases41% of countries have tested pandemic plans in simulation exercises50% of countries have done some planning for maintaining their infrastructure during a pandemicAt the end of the conference, the Indian government released a suggested planning template for countries to use in preparing for avian and pandemic flu. The “Vision and Road Map” includes 21 goals that India proposes countries try to accomplish by the end of 2008.See also: 12-page synopsis of UN–World Bank reporthttp://www.undg.org/docs/8097/english%20pn.pdfFull text of 91-page UN–World Bank reporthttp://www.undg.org/docs/8097/UN-WB%20AHI%20Progress%20Report%20final%20PRINT.pdfTranscript of speech by John E. Langehttp://www.state.gov/g/avianflu/96208.htmIndia’s proposed “Vision and Road Map” for preparednesshttp://pib.nic.in/release/release.asp?relid=33862last_img read more

ICC World Cup ICC World Cup 2019, Australia vs Bangladesh: When and Where to watch

first_imgNew Delhi: In the 26th match of the ICC World Cup 2019, defending champions Australia to face Bangladesh at the Trent Bridge in Nottingham. Aaron Finch chose to bat and they have included Marcus Stoinis and Adam Zampa in the side. David Warner and Aaron Finch continued their fine form as they took the attack to the Bangladesh bowlers. Finch blasted his 24th fifty while David Warner continued his great form. Warner blasted his 16th century and second in the 2019 edition of the ICC Cricket World Cup as Australia made great progress. Warner blasted 150 and Glenn Maxwell chipped in with a blazing 32 off 10 balls. However, Soumya Sarkar chipped in with three wickets but Australia still ended on 381/5 and Bangladesh will have an uphill task. Bangladesh conceded 386/6 against England in the ICC Cricket World Cup 2019 clash in Cardiff.ICC World Cup 2019, 26th match: Australia vs BangladeshWhat time does the live coverage of the ICC Cricket World Cup 2019 clash between Australia vs Bangladesh start?The 26th match of the ICC World Cup 2019 between Australia vs Bangladesh will start at 03:00 PM IST.Where will the ICC Cricket World Cup 2019 clash between Australia vs Bangladesh be played?The clash between Australia vs Bangladesh in the ICC Cricket World Cup 2019 will be played at Trent Bridge in Nottingham.Where to watch online live streaming of the ICC Cricket World Cup 2019 game between Australia vs Bangladesh?You can watch the live streaming of the ICC Cricket World Cup 2019 clash between Australia vs Bangladesh on Hotstar from 03.00 PM onwards.Also Read | ICC World Cup 2019: Australia vs Bangladesh Dream11 Prediction | Fantasy Playing XIWhen is the game between Australia vs Bangladesh in ICC Cricket World Cup 2019?The game between Australia vs Bangladesh in the ICC Cricket World Cup 2019 will be played on Thursday, June 19.Where can I check the ICC Cricket World Cup 2019 clash between Australia vs Bangladesh?You can follow Live updates and Live Score on english.newsnationtv.com. You can watch the live cricket match on Hotstar.Where can I watch the ICC Cricket World Cup 2019 clash between Australia vs Bangladesh?The match between Australia vs Bangladesh will be broadcast live on Star Sports 1, Star Sports Select HD. Hindi commentary will be available on Star Sports 1 Hindi. For all the Latest Sports News News, ICC World Cup News, Download News Nation Android and iOS Mobile Apps.last_img read more

Swimming Monkeys Keep Darwin Happy

first_img(Visited 32 times, 1 visits today)FacebookTwitterPinterestSave分享0 The tree of placental mammals has been solved, Darwinians say, if you can handle one little complication.Science Daily begins an article with Fanfare for the Common Descent:The roots of the mammalian family tree have long been shrouded in mystery — when did the placental mammals go their separate ways? Now, researchers say they’ve found where the family tree of placental mammals first branched apart — and when it happened.As the profs at University of Bristol slap their hands together over a job well done, and the press applauds, a carnival of the animals parades by, with armadillos, mice, elephants, lions and monkeys celebrating their kinship with the scientists.The researchers assembled the largest mammalian phylogenomic dataset ever collected before testing it with a variety of models of molecular evolution, choosing the most robust model and then analysing the data using several supercomputer clusters at the University of Bristol and the University of Texas Advanced Computing Centre. “We tested it to destruction,” said Dr Tarver. “We threw the kitchen sink at it.“Astute readers may wonder why this took so long since Darwin, and how the new solution differs from previous attempts to un-shroud the mystery.“A complication in reconstructing evolutionary histories from genomic data is that different parts of genomes can and often do give conflicting accounts of the history,” said Dr Siavash Mirarab at the University of California San Diego, USA. “Individual genes within the same species can have different histories. This is one reason why the controversy has stood so long — many thought the relationships couldn’t be resolved.“Through the wizardry of computerized phylogenetic analysis, the scientists came up with a tree they liked. There was one little complication, but it was quickly subsumed under an auxiliary hypothesis.Previously, scientists thought that when Africa and South America separated from each other over 100 million years ago, they broke up the family of placental mammals, who went their separate evolutionary ways divided by geography. But the researchers found that placental mammals didn’t split up until after Africa and South America had already separated.“We propose that South America’s living endemic Xenarthra (for exmaple [sic], sloths, anteaters, and armadillos) colonized the island-continent via overwater dispersal,” said study author Dr Rob Asher of the University of Cambridge, UK.Maybe the sloth did the backstroke so it could sleep and swim at the same time. Anteaters? Don’t they have a built-in snorkel? And the armadillos might have rolled up into balls to cross the Atlantic. The reporters appear restless as they imagine this.Dr Asher suggests that this isn’t as difficult as you might think. Mammals are among the great adventurers of the animal kingdom, and at the time the proto-Atlantic was only a few hundred miles wide. We already know that New World monkeys crossed the Atlantic later, when it was much bigger, probably on rafts formed from storm debris. And, of course, mammals repeatedly colonised remote islands like Madagascar.Hey, if the monkeys can swim almost 2,000 miles, can’t the rest of you zoo mammals do a few hundred? Where’s your sense of adventure? Just do the dog paddle like those wolves over there. If a cow can jump over the moon, this shouldn’t be so hard for you reporters to swallow. The reputation of Darwin is at stake! Get over it.Wasn’t it the creationists who got laughed to scorn for postulating that animals dispersed to remote continents after the Flood by floating on rafts of debris? The evolutionists could surely test their model. Just show us some monkeys on a raft with a sign that reads, “South America or bust!” Or how about some cows doing the cow paddle in the middle of the Atlantic? Reepicheep in a boat heading for Rio?last_img read more

Previous Campaigns

first_imgBrowse through some of the material Brand South Africa created for specific projects such as South Africa’s hosting of the 2010 FIFA World Cup™ and eye-catching promotions of the country via London Taxi Cabs to name just two.  SA StoryInteresting facts and figures, business opportunities, the heart-stopping action of the 2010 Fifa World Cup … here you’ll find it all. As you discover the people, passions and ideas that shape South Africa, we know you’ll feel inspired. So read, enjoy – and make plans to write your own chapter in the South African Story.  Fly the flag football toolkitFor the first time in history, the biggest soccer tournament on the planet will be hosted in Africa. This is a unique chance to welcome the world and show how proud we are to be South African.  Stakeholder Summit 2011Through May and June 2011 Brand South Africa traversed the country, sharing its vision with all of the people of South Africa: a country enriched by its diversity, innovation, possibility, sustainability and ubuntu.!   Draw our flagIt’s a potent symbol of unity and progress. It’s the only six-coloured national flag in the world. It’s also one of the youngest, yet whatever shape it takes – and it’s taken more than any other national symbol – it’s instantly recognisable to South Africans everywhere. Learn how to draw our flag!   London Taxi CabsBrand South Africa runs an ambitious campaign to raise awareness about South Africa in London by branding traditional British taxis with “South Africa Alive with Possibility” logos and headlines about the country.last_img read more

After “Obama as Joker” Copyright Debacle, Flickr Changes its Takedown Policy

first_img8 Best WordPress Hosting Solutions on the Market Why Tech Companies Need Simpler Terms of Servic… As Champ explains, this notable change will preserve the photo’s metadata while still complying with the law. Other policies remain the same. For example, members will still be warned, by way a private message, who is making the claim against them. Flickr will remove the image from the site and will store it so that it can be replaced in the event that the U.S. Copyright Team gives them the go-ahead to do so. Now, however, the existing title, description, comments, tags, notes, etc. on the original photo page will remain available and the photo can still be added to sets and groups. Champ says Flickr will also be reaching out to the copyright teams in other parts of the world to see if they’re interested in enacting the same policy. (The current policy is specific to the U.S. where the DMCA law is enforced.)Overall, the community received the news positively, even though it still allows Flickr to eschew any responsibility of investigating the validity of DMCA copyright claims themselves. The company will continue to delete away no matter who asks, it seems – a move that drew ire from Techcrunch’s Michael Arrington who said they should have checked with their lawyers first before yanking the image. Photographer and rival service Zooomr exec Thomas Hawk also questioned whether the removal was simply sheer incompetence on Flickr’s part. Ultimately, the change is a good one. It’s better for the online community and the photographer whose image is removed, while still respecting the rights of the supposed copyright victim. However, the real problem here may not be how Flickr deals with copyright claims, but the DMCA law itself. When 20-year-old college student Firas Alkhateeb posted a picture of President Obama decked out in Joker facepaint to photo-sharing website Flickr, little did he know that he was going to be the catalyst for a major policy change in how the Yahoo-owned company will handle copyright infringement claims. However, that’s exactly what happened. Thanks to massive outcry from the online community, Yahoo’s legal team allowed Flickr to put the photo’s web page back up. Not the image itself, mind you, but the photo’s page…along with all its accompanying metadata like date posted, tags, and most importantly, user comments. The Story So FarIf you haven’t been following the story (see our initial coverage here and here), the short summary goes like this: Chicago resident Firas Alkhateeb created an image that showed President Obama wearing the makeup of the Joker. He used an image of the President snagged from TIME magazine’s October 23rd, 2006 cover. After uploading his photo to Flickr, an unknown third party doctored the image some more adding the word “socialism” beneath the picture. This doctored image started showing up plastered across cities nationwide as well as on numerous political bloggers’ websites. Flickr, after having received a DMCA take-down notice, removed the photo from Firas’ account. They did this despite the fact that the image could easily be argued to fall into the grey area of “political parody” and the copyright infringement claim itself comes from a character with a questionable background himself and not, as it turns out, from TIME magazine, DC Comics, nor the photographer who took the original photo. Instead, the supposedly infringed-upon party, a Mr. Edward Przydzial, is a freelance photographer whose only proof of his claim comes from a LiveJournal post dated Oct. 9th. Blog posts are easy to backdate which makes the claim questionable in the eyes of the law. To make matters worse, the case highlighted a problem with Flickr’s takedown policy which appears to be “delete first, ask questions later.” Flickr User Suggests a Policy Change, Flickr AgreesWhile for the most part Flickr is standing behind their actions, saying that the law leaves them no choice but to remove images upon receipt of a takedown notice, they have been open to discussion about better ways to comply with the letter of the law without impacting the Flickr community so much as before. In a forum posting on the photo-sharing site, a Flickr user by the name of “The Searcher” debating the company’s DCMA policy, offered the company a suggestion. Instead of simply deleting the photo page in its entirety, the company should just replace the image itself with a blank that reads “this image has been removed for copyright issues,” wrote the user. Flickr’s director of community Heather Champ replied saying she liked the idea and would push it up the food chain. And that she did. According to her follow up post, Flickr decided to make a change to the way they handle takedown notices and, going forward, they will no longer delete the entire photo page, just the image itself. A screenshot of how this will look is posted here and, as suggested, it will feature text that reads: “This image has been removed due to a claim of copyright infringement.” Related Posts A Web Developer’s New Best Friend is the AI Wai… sarah perez Tags:#news#NYT#web#Yahoo Top Reasons to Go With Managed WordPress Hostinglast_img read more

Cabagnot leads BPC stats race; Ratliffe paces imports

first_imgDon’t miss out on the latest news and information. Palace: Duterte to hear out security execs on alleged China control of NGCP Next to him is Ginebra’s Justin Brownlee (53.5 SPs), Blackwater’s Greg Smith (52.9 SPs), Phoenix’s Jameel McKay (47.7 SPs), and Alaska’s Cory Jefferson (47.4 SPs).Sports Related Videospowered by AdSparcRead Next Mahindra’s Gavina focuses on positives despite ending campaign with 2-9 card MOST READ Pagasa: Storm intensifies as it nears PAR BREAKING: Cop killed, 11 hurt in Misamis Oriental grenade blast Chasing him in second is GlobalPort’s Stanley Pringle, who isn’t far behind with a 33.4 SPs.Ginebra forward Japeth Aguilar sits in third with 32.3 SPs, followed by Fajardo (32.2 SPs), and Batang Pier scorer Terrence Romeo (31.5 SPs).Rounding out the top 10 are Jayson Castro (31.3 SPs), Marcio Lassiter (31.2 SPs), Chris Ross (30.9 SPs), LA Tenorio (30.2 SPs), and Baser Amer (29.6 SPs).FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSMalditas save PH from shutoutMeanwhile, Star’s Ricardo Ratliffe leads the Best Import race with 65.7 SPs.The returning reinforcement averaged 34.7 points, 21.0 rebounds, 3.3 blocks, and 2.0 assists in the three games he played this conference. BREAKING: Cop killed, 11 hurt in Misamis Oriental grenade blast View comments Tristan Tamayo/INQUIRER.netA player from San Miguel still owns the top spot in the Best Player of the Conference in the 2017 PBA Commissioner’s Cup, but this time, it’s not June Mar Fajardo, who is leading the statistical race.Alex Cabagnot made a surprise leap to be top local, netting 34.7 statistical points (SPs). He is averaging 15.1 points, 6.6 rebounds, 1.4 assists, and 1.4 steals per game this conference.ADVERTISEMENT Every 18 seconds someone is diagnosed with HIV LATEST STORIES BSP survey: PH banks see bright horizon amid dark global recession clouds Cayetano dares Lacson, Drilon to take lie-detector test: Wala akong kinita sa SEA Games Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Lacson: SEA Games fund put in foundation like ‘Napoles case’last_img read more