Regional carrier LIAT has announced they will be introducing daily flights between Guyana and Trinidad, commencing on July 1 with the intent of connecting the two strategic points in the Caribbean.According to the airline, customers would have the limited opportunity to fly from the Eugene F Correia International Airport to Trinidad for only US$200, providing they book before May 31.LIAT’s Chief Executive Officer Julie Reifer-Jones said with the introduction of the new service, it would boost their destinations from 14 to 15. She explained that the airline has also been working assiduously to boost their on-time performance,LIAT’s Chief Executive Officer, Julie Reifer-Joneswhich currently stands at over 80 per cent for 2018.“We offer you the choice of connecting as far as Puerto Rico. We are proud of the improvements in our on-time performance. Even with the hurricanes last year, we were recording significant improvements in our on-time performance and we ended the year with a 68 per cent compared with 49 per cent before,” she noted.Reifer-Jones said with the launch of the new service, it would provide another important connection for their customers.“This daily service will help connect these two strategic points in the Caribbean for persons, whether it is for business or pleasure. This will give us three daily flights in Guyana and three flights out. We see this as critical because we think Guyana is an important market for LIAT and a growing market which we want to be able to take the opportunity to be a part of,” she said.Also at the launch was Business Minister Dominic Gaskin, who welcomed the service, noting that it would help to address the lack of airlift to and from Guyana. Gaskin said it was related during the recently concluded Inter-American Congress of Ministers and High-Level Authorities of Tourism, that there were difficulties in accessing flight to Guyana; hence, he described the new service as one that is timely.LIAT’s Head of Sales and Marketing, Egbert Riley explained that the airline has big plans for Guyana. He also stated that the Guyanese market is one of the most important markets for the carrier since it would have shuttled over 70,000 passengers in 2017.
Whipping in the Christmas spirit, Banks DIH on Saturday opened its fourth edition of its “Santa’s Enchanted Christmas Village” at Demerara Park, Georgetown.Santa, Mrs Claus, and their elves at Banks DIH’s Enchanted VillageThe two-day event saw a variety of games and entertainment for children including spin the wheel, trampolines and others.Children, accompanied by their parents, flooded the park to get a glimpse of Santa Claus, Mrs Claus and their helpers.Apart from meeting and greeting Santa and Mrs Claus, the children were also allowed to visit the Grinch’s living room to take photos.The scene from Banks’ Enchanted VillageThis section was created, according to Banks, as a place where naughty boys and girls can have their photos taken.Meanwhile, there were cartoon characters such as Elsa from the popular Disney movie Frozen, and Frosty, which is a mascot introduced by Banks DIH for the children, among others.Throughout the event, appropriate children’s soundtracks were played while children got their faces painted and took their photos with Santa. There was also storytelling, which added to the magical evening.
He is on a better run of form than Liverpool’s first-choice attacking trio – all of whom were rather woeful in Saturday’s draw with the Blues – but Klopp may not want to risk Sturridge from the start seeing as Roberto Firmino brings so much more to the table in the defensive phase, and this could prove so important in a European away fixture.So, how will Liverpool line-up against Napoli? talkSPORT.com’s predicted Reds team can be seen below… Upcoming talkSPORT commentaries Klopp’s side lost their first match of the season last week when Chelsea beat the Reds in the Carabao Cup 2 However, confidence is high around Anfield given the club’s last-gasp win over PSG on Champions League matchday one, which puts Jurgen Klopp’s side in a great position to progress to the knockout rounds of Europe’s premier cup competition.Klopp has an almost full-strength squad available for the clash against Napoli, with Alex Oxlade-Chamberlain the only definite absentee. Adam Lallana and Divock Origi are doubts for Wednesday’s fixture, but it is unlikely they would be in Liverpool’s strongest line-up anyway.The biggest question for Klopp heading into the match is whether to include Daniel Sturridge in the starting line-up on the back of the England international scoring goals in both of Liverpool’s matches against Chelsea. Liverpool can make it two wins from two in this season’s Champions League when they visit Napoli on Wednesday evening, and you can listen to the full match LIVE on talkSPORT.The Reds visit the Stadio San Paolo on their worst run of form of the season so far, having been defeated and then drawn with Chelsea in the space of three days. 2 Napoli vs Liverpool (Wednesday, October 3) – CLICK TO LISTENSheffield Wednesday vs West Brom (Wednesday, October 3) – CLICK TO LISTENQarabag vs Arsenal (Thursday, October 4) – CLICK TO LISTEN Predicted line-up: Alisson; Alexander-Arnold, Gomez, Van Dijk, Robertson; Milner, Wijnaldum, Keita; Salah, Firmino, Mane
Undoubtedly, broadening eligibility for the Home Affordable Refinance Program (HARP) has allowed more borrowers to benefit from the program. However, HARP rules aren’t the only obstacles stunting refinance volume. A report from the “”Federal Housing Finance Agency Office of Inspector General””:http://fhfaoig.gov/ (FHFA OIG) found a lack of borrower education is also a critical barrier to the program. [IMAGE]HARP was first introduced in March 2009 with the expectation that four to five million borrowers would be refinanced under the program. In September 2011, the program refinanced fewer than one million borrowers, according to the report. With the introduction of HARP 2.0, which removed the 125 percent loan-to-value ratio ceiling, refinance volume surged and is now at 2.6 million as of “”May””:https://themreport.com/articles/fhfa-sees-drop-in-refinances-as-harp-volume-hits-2013-low-2013-07-26. The program also recently received a two-year “”extension””:https://themreport.com/articles/fhfa-to-extend-harp-through-2015-2013-04-11 and is scheduled to expire December 31, 2015. [COLUMN_BREAK] Although some analysts suggested removing additional program rules could increase eligibility, FHFA OIG found education also remains an important issue. “”[M]any borrowers have not heard of the program, confuse the program with other government housing programs, or do not realize that they are eligible,”” the report stated. For one, the report explained under HARP 1.0, lenders turned borrowers away because of credit and process overlays and capacity restraints, leaving borrowers under the impression that they were not eligible. Due to changes over the years, FHFA OIG stated lenders have largely removed credit and process overlays and increased their capacity. Also, borrowers may not realize they can refinance with any participating lender. To encourage participation, lenders also solicit HARP-eligible borrowers. According to the report, some borrowers fail to respond because they don’t recognize the lender or they assume ineligibility since they are underwater. To increase credibility, the GSEs have allowed lenders to co-brand and use the GSEs’ names in solicitation materials. Also, to encourage borrowers who simply are not interested, lenders are able to make a contribution of up to $2,000 to reduce the unpaid principal balance. The amount is not reimbursed by the GSEs. In address borrower misconceptions, FHFA announced plans to implement a nationwide public relations campaign to further educate borrowers about the program. Report: Borrower Confusion Limiting HARP’s Influence Share in Government August 2, 2013 433 Views Agents & Brokers Attorneys & Title Companies FHFA HARP Investors Lenders & Servicers Refinance Service Providers 2013-08-02 Esther Cho